When debt becomes overwhelming there are processes in place to help both creditors and debtors. There are a variety of process that can be both voluntary and involuntary and are intended to help the debtor get their affairs in order. Oftentimes the first point of contact will be a bankruptcy practitioner or a financial advisor. Where you find that your debts are overwhelming you, this can be a very wise first step in the road to recovery and you can save yourself the legal costs of having lawyers get embroiled in the process.
However, where a debtor simply cannot get their affairs in orders, creditors can forcefully kick-start the bankruptcy process. This is a convoluted process that can in some instances require complex litigation.
The team at Maxwell & Co can deal with these complex cases and help advise you on how these processes may assist you in recovering monies owing to you.
We can assist and advise you for debt matters in the ACT and in NSW.
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